Secure Cash Loans at Our Trusted Pawn Brokers Melbourne in Melbourne CBD, Geelong & Box Hill

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Our Melbourne pawnbrokers provides the most competitive interest rates for gold loans, silver loans, luxury watches, cars and goods loans.

Require extra cash? Don't want to sell visit our gold pawn shop to acquire a secure cash loan on your goods. We accept various assets, including gold, silver, luxury watches, and even cars, as a security for the loan. Repayment done at your convenience.

Cash Loan from PBM, How does it work?

A gold loan is a quick and easy. Visit one of our 3 locations during business hours. No appointments required. PBM will assess and test your gold, cash quote price on the spot. If you are happy and agree, a gold loan is assigned and cash is in your possession on spot.

For items other than precious metals, we may need to arrange valuation before proceeding further, in these cases it is best to call (03) 8648 8872 to obtain information prior to your visit.

Flexible Loan Terms


Flexible Loan Terms

Our loans have no fixed term, allowing you to extend the loan for an additional 30 days by paying the current month’s interest. When you’re ready to get your items back, paying the loan value and current month’s interest is all that’s needed.

Available to All, Regardless of Credit History


Available to All, Regardless of Credit History

Unlike traditional loan providers, we operate like a pawn shop. Your credit history doesn’t impact your eligibility for a loan with us, as the loan is secured by your gold items, not based on personal credit.

No Appointments Needed


No Appointments Needed

Feel free to visit any of our stores in Melbourne CBD, Box Hill, or Geelong without prior appointments. Whether you want to discuss pawning your items or need more info, we’re here to help. You can also contact us via phone for inquiries.

Repayment Details


Repayment Details

For pawnbroker interest rates, repayments, and other essential repayment info, please visit the link below

Pawnbroker Loan Rates

Prefer Selling Instead of Loan?


Prefer Selling Instead of Loan?

If you prefer selling your items outright instead of taking a pawnbroker cash loan, we welcome that option as well. Simply visit our office during business hours, and we’ll assess the value of your items upon arrival.

If you agree to the offer, we’ll make the payment in cash right away.

Accurate Valuations


Accurate Valuations

For gold and silver items, we use the latest x-ray technology to ensure precise and accurate valuations. For all other items, we use our team of third party evaluators to value and assess your items value.

The ID requirements to get a gold loan from Pawnbrokers Melbourne

The most common ways in which you can get gold loans from our pawn shop based on the type of ID you have.

Choice 1: Valid photo identity card

If you have a valid identity card with a photograph, then you just use the same to get a gold loan from us instantly. However, we only accept a few photo IDs like:

  • State-Issued driving license
  • State-Issued learner's permit
  • Local or foreign passport
  • Firearms license
  • Educational photo ID
  • KeyPass ID from Australian post

Choice 2: Two valid text identity cards

In case if you don't have a proper photo identity card, then you can use two text-based identity cards instead. If you have any two of the below IDs, then you can get gold loans from us:

  • Birth certificate
  • Marriage certificate
  • Medicare
  • Bank statement or utility bill from an Australian Institution
  • Commonwealth healthcare card
  • Commonwealth veteran affairs card
  • Commonwealth pensioner
  • Concession card